Is your business undergoing any changes? As your broker we need to impress upon our clients the importance of providing us with a fair presentation of the risk and disclose all material circumstances which will effect a prudent Insurer’s decision to cover a risk.
Some specific examples of things we will need to know are:
Your existing policy may no longer be suitable depending on what has altered at the business, so it is important that you make us aware of any changes. If any of this involves refinancing you should talk to us before signing any agreement with the lender!