News & Insights

Hot Works Explained: What Care Providers Need to Know to Reduce Fire Risk

Alan Ford

18/6/2026

Risk Control

Hot works are any activities that generate heat, sparks or open flames and have the potential to start a fire.

Common examples include:

  • Welding
  • Soldering
  • Grinding
  • Cutting with abrasive discs
  • Use of blow torches
  • Roofing work involving heat application

While many care providers do not carry out hot works themselves, they may still be exposed to the risks when contractors undertake maintenance, repair or refurbishment projects on their premises.

Why Are Hot Works Considered High Risk?

Hot works are one of the leading causes of commercial property fires.

Even a small spark can ignite combustible materials, resulting in significant damage to buildings, business interruption and potential risks to residents, staff and visitors.

For care providers, the consequences can be particularly severe due to the vulnerability of those being supported and the operational challenges of evacuation.

According to claims data from Zurich, approximately 15% of commercial and industrial fires are linked to hot works activities.

Do Care Homes Need To Manage Hot Works Risks?

Yes.

Even if your organisation does not directly undertake hot works, you may still be responsible for managing the risks when contractors are working on site.

Examples include:

  • Roof repairs
  • Building maintenance
  • Pipework repairs
  • Electrical works
  • Refurbishment projects

If you are unsure whether planned works involve hot works, always ask the contractor before work begins.

This is particularly important for emergency repairs, where there may be less time to review safety arrangements.

What Is A Hot Work Permit?

A hot work permit is a formal document that confirms appropriate safety measures have been put in place before work starts.

The permit helps ensure:

Potential fire hazards have been identified
Safety precautions are in place
The work area has been assessed
Responsibilities are clearly defined
Appropriate monitoring arrangements have been agreed

Many insurers expect businesses to operate a documented hot work permit system.

Why Do Insurers Ask About Hot Works?

Hot works are regularly highlighted during insurance risk surveys because they are a well-established source of major fire losses.

Insurers want reassurance that organisations have robust procedures in place to manage the risks.

Failure to follow appropriate controls could:

Increase insurance premiums
Lead to adverse survey recommendations
Create challenges during a claim investigation
Increase the likelihood of a serious incident occurring

A documented permit system is often viewed as a minimum requirement.

What Safety Measures Should Be In Place Before Hot Works Begin?

Before any hot works are undertaken, organisations should consider:

Hot Work Permit

A completed permit should be issued and retained before work starts.

Contractor Insurance Checks

Obtain evidence of the contractor's liability insurance and confirm it remains valid.

Fire Prevention Controls

Remove combustible materials where possible.

Fire Extinguishers

Ensure suitable extinguishers are immediately available.

Fire Watch Procedures

Monitor the work area during the activity and for an appropriate period after work has finished.

Contractor Risk Assessments

Review risk assessments and method statements before work begins.

What Questions Should Care Providers Ask Contractors?

Before any hot works take place, consider asking:

Does this work involve heat, sparks or open flames?
Do you have a hot work risk assessment?
Can you provide evidence of liability insurance?
What fire prevention measures will be used?
Who will monitor the area after work is completed?

These questions can help identify risks before work starts.

Frequently Asked Questions

What are examples of hot works?

Examples include welding, grinding, soldering, roofing with blow torches and cutting using abrasive discs.

Do contractors need a hot work permit?

In most cases, yes. A permit helps ensure appropriate controls are in place before work begins.

Why are hot works dangerous?

They can create sparks, heat and ignition sources that may start fires, particularly in areas containing combustible materials.

Does insurance cover fires caused by hot works?

Insurance may respond depending on the circumstances, policy terms and whether appropriate risk controls were in place. This is one reason insurers place significant emphasis on hot works management.

How Quality Care Group Supports Care Providers

Managing hot works safely is an important part of protecting your people, property and organisation.

At Quality Care Group, we help care providers identify and manage fire risks through practical risk management support.

We can assist with:

  • Hot work permit templates
  • Contractor insurance reviews
  • Risk management guidance
  • Insurance programme reviews
Start The Conversation

If you would like support implementing a hot work permit system or reviewing contractor insurance arrangements, start the conversation with our team today.

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