Children’s care homes operate in one of the most highly regulated and sensitive areas of the social care sector.
Providers supporting children and young people must manage safeguarding responsibilities, behavioural risk, staffing pressures and close regulatory oversight.
Insurance for children’s residential services must therefore reflect the realities of delivering safe, compliant and effective care.
Quality Care Group arranges specialist children’s care home insurance designed specifically for organisations supporting looked after children and young people across the UK.
Children’s care home insurance is a specialist insurance package designed to protect residential providers supporting children and young people.
Package MDBI, liabilities, treatment risks/med mal, revenue.
Children’s residential services face unique risks that are not always addressed by standard commercial insurance policies.
It is important as your Broker that we have a clear and detailed understanding of the types of young people that are being supported by the service. Factors such as their needs, the type of care provided, and their age will all influence the cover required and the best Insurers to place the risk with. Abuse cover is an important feature of any care sector specific insurance product, your Broker can help you navigate the different wordings available in the market to ensure your best protection.
Specialist insurance provided by a specialist broker will provide you with full protection for your care business.
A specialist children’s care home insurance policy should include:
The exact cover required will depend on the type of service provided and the number of homes operated.
Children’s residential care providers must manage several operational risks.
Insurance helps ensure organisations are financially protected if these risks occur.
Quality Care Group is the UK’s largest independent insurance broker dedicated to the care sector.
Our team understands the regulatory pressures, safeguarding responsibilities and operational realities facing children’s residential providers.
This sector expertise helps ensure insurance programmes reflect real risk rather than generic assumptions.
