Hidden Risks: Underinsurance in the Care Sector

In this QCG White Paper, Simon van Os explores how gradual changes to property, operations, costs and business structure can leave care organisations with insurance values that no longer reflect the business they are protecting.

The paper considers why underinsurance is not simply a technical insurance issue, how outdated assumptions can accumulate over time and why annual renewal should be treated as an opportunity to reassess risk rather than simply repeat last year’s figures.