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Safeguarding Unoccupied Properties: Specialist Insurance Solutions

Lucy Robson


General Insurance

In the ever-changing landscape of property management, owners often find themselves dealing with unoccupied properties. Whether it's due to renovations, awaiting new tenants, or other reasons, unoccupied properties come with a unique set of challenges, particularly in the realm of insurance. Recognising this need, Quality Care Group offers specialised insurance solutions tailored to safeguard your unoccupied assets.

Understanding the Risks

Unoccupied properties are more vulnerable to certain risks compared to their occupied counterparts. From vandalism and theft to potential damage from undetected issues like leaks or electrical faults, these properties require a different approach to insurance coverage. For this reason, insurers do restrict the coverage unlike occupied insurance which provides much wider coverage.

Our Expertise

We stand out as a reliable partner in navigating the complexities of unoccupied property insurance. With years of experience in the insurance industry, we have developed a keen understanding of the risks associated with vacant buildings.

Tailored Coverage

One size does not fit all when it comes to insurance, especially for unoccupied properties. We offer bespoke insurance plans designed to address the specific needs of vacant buildings. This includes coverage for:

  • Property Damage

Protection against Fire, Lightning, Explosion & Aircraft.

Coverage is typically restricted for Unoccupied properties due to the high risk nature. Some elements of cover like Subsidence or Flood can sometimes be included if requested.

  • Property Owners Liability Insurance

Protection in case of injury or property damage that occurs on the premises.

  • Legal Expenses - optional

Protection against legal costs that may arise from issues related to the unoccupied property.

Why Quality Care Group?
  • Expert Assessment

Thorough evaluation of the property to determine specific risks and insurance needs.

  • Flexibility

Tailored insurance plans that can be adjusted based on the unique circumstances of each property.

  • Industry Compliance

Ensuring that insurance plans align with industry regulations and standards.

  • Cost-Effective Solutions

Quality Care Group's expertise allows them to offer competitive rates without compromising on coverage.

The Process
  1. Partnering with us for insurance on unoccupied properties involves a straightforward process:
  2. Consultation: Discuss your property and its specific requirements with our expert team.
  3. Customised Plan: Receive a tailored insurance plan designed to meet the unique needs of your unoccupied property.
  4. Peace of Mind: Rest easy knowing that your vacant property is covered against potential risks.

By choosing our tailored solutions, property owners can confidently protect their assets during periods of vacancy. To explore how we can help safeguard your unoccupied properties, contact our General Insurance Team on 01273 424904.

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